Generations of Indian households have cherished gold as an integral part of their culture, representing wealth, tradition, and security. Traditionally viewed as an ornament, women are now reevaluating its role in financial portfolios, thanks to increased financial literacy.

A Strategic Shift Towards Gold Investment

According to News18, Aksha Kamboj, vice-president of the Indian Bullion Jewellers Association (IBJA), emphasizes that gold is no longer just an emotional purchase. Women are increasingly viewing gold as a strategic asset, embracing modern investment channels such as gold ETFs, digital gold, and sovereign bonds to diversify wealth accumulation.

Education as the Key to Empowerment

Financial literacy initiatives play a crucial role in this transformation. Aksha Kamboj advocates for introducing women to financial education, helping them to manage investments and assess risks. Women are encouraged to pursue leadership roles within the finance and bullion markets through gender-friendly policies and mentorship programs.

Despite market volatility, Kamboj highlights that gold remains a reliable long-term hedge against inflation. With global uncertainties and inflationary pressures, women are advised to incorporate gold within a diversified investment portfolio, viewed not only as jewelry but as an economic stability asset.

Monitoring Financial Health

With a notable increase in women monitoring their credit scores, there’s a cultural shift towards financial independence. Understanding credit health empowers women to confidently step into entrepreneurial and investment ventures, fostering economic growth.

Impact of Policy Changes

The reduction of import tariffs on gold and silver aims to make gold more accessible for female investors. Access to investment-grade gold rather than ornaments will diversify their portfolios and could spur a rise in investment products like ETFs and sovereign bonds.

The Future of Gold in Women’s Investment Portfolios

As financial literacy continues to grow among women, gold is taking its place as a key component of investment strategies. With education, favorable policies, and supportive market conditions, women are poised to become assertive financial players in the realm of gold investment and beyond.