Despite having a stable monthly income of S$3,200 and adhering to a careful budgeting plan, a fresh graduate from Singapore has opened up about his persistent financial anxiety. The young graduate recently shared his struggles in a heartfelt social media post, drawing attention to a prevalent issue among young adults today.

Budget Diligence vs. Anxiety

This young professional diligently follows the 50/30/20 rule: allocating his income towards essentials, desires, and savings. His monthly expenses cover food, transport, family contributions, and some savings for travel and investments. Astonishingly, his detailed budget does not quell his persistent unease about his financial situation.

The Roots of Anxiety

Many speculate that such anxiety could stem from his upbringing in a financially unstable household, suggesting a deeper psychological root to his worries. “Every time I review my budget, it seems logical, yet my mind can’t shake the feeling something’s amiss,” he shared, highlighting the psychological impact of financial responsibility.

Community Support and Advice

In seeking advice, the young grad turned to fellow netizens who shared their experiences and tips. “Focus on the now,” advised one Redditor, emphasizing living in the present while slowly working towards financial security.

Others offered different strategies, such as treating anxiety as a motivational force and tracking expenses meticulously using technology. Practical advice also included prioritizing income growth before deep-diving into investment opportunities.

Personal Development and Future Goals

Some advised setting concrete goals for personal growth and evaluating which skills or qualifications might aid in career advancement. This could provide a sense of direction and purpose, alleviating anxiety and building confidence in one’s financial journey.

According to The Independent Singapore News, addressing financial anxiety is critical for mental well-being, suggesting that professional help might be beneficial if anxiety persists despite a stable economic situation.

By sharing his story, this young grad not only shed light on a common issue but also built a supportive community around this often-overlooked aspect of post-graduate life.